Born and raised in Dothan, Alabama, Richard graduated from Birmingham-Southern College in 1990 with a bachelor's degree in business administration and marketing. After working in mortgage origination in Montgomery for seven years, he joined the Weber Mortgage team in 2017.
In 2021, Bobby and Richard started working together to help clients purchase their next home. Richard is a key partner for The Harrelson Team because of his commitment to integrity and his commitment to excellence.
Start your journey
The first step to purchasing your home is pre-approval. A loan pre-approval sets you up for a smooth home-buying experience. The decision to get pre-qualified before even starting to house hunt puts you ahead of the game. A simple mortgage prequalification letter can help you narrow your search to find exactly the home you need. It also makes the mortgage application process that much smoother. During this process, we determine how your credit looks. Lenders will look at your payment history, income, and current debts to determine how likely you are to pay your loan each month. The numerical value assigned to your “reliability” is known as your credit score and is one of the biggest factors in getting approved for a mortgage.
Here are a few links from the Weber Mortgage website that will assist you on this journey:
How much will my payment be each month?
What is the best type of loan for me?
how do I Get Pre-approved